Saccos in Kenya
Deposit-taking Saccos ranked by dividend rate. Each Sacco includes our proprietary Stability Score based on liquidity, dividend consistency, and SASRA compliance.
| # | Sacco | Dividend Rate | Interest on Deposits | Loan Multiplier | Stability | Min Shares |
|---|---|---|---|---|---|---|
| 1 | Nyati SaccoOpen to all Kenyans | 21.00% | 11.30% | 3.5x | 89/ 100· Excellent | Ksh 12,000 |
| 2 | Tower SaccoOpen to all Kenyans | 20.00% | 13.00% | 4x | 93/ 100· Excellent | Ksh 10,000 |
| 3 | Ports SaccoOpen to all Kenyans | 20.00% | 12.50% | 4x | 91/ 100· Excellent | Ksh 15,000 |
| 4 | Yetu SaccoOpen to all Kenyans | 19.00% | 13.00% | 3.5x | 87/ 100· Excellent | Ksh 7,000 |
| 5 | Mwalimu National SaccoTeachers and education sector workers | 18.00% | 12.00% | 4x | 95/ 100· Excellent | Ksh 5,000 |
| 6 | Ollin SaccoOpen to all Kenyans | 17.50% | 12.20% | 4x | 90/ 100· Excellent | Ksh 10,000 |
| 7 | Kenya Police SaccoOpen to all Kenyans | 17.00% | 11.00% | 4x | 93/ 100· Excellent | Ksh 5,000 |
| 8 | Hazina SaccoPublic sector employees | 17.00% | 10.80% | 4x | 92/ 100· Excellent | Ksh 10,000 |
| 9 | Winas SaccoOpen to all Kenyans | 16.50% | 12.50% | 3.5x | 88/ 100· Excellent | Ksh 8,000 |
| 10 | Cosmopolitan SaccoOpen to all Kenyans | 16.00% | 12.04% | 3.5x | 87/ 100· Excellent | Ksh 8,000 |
| 11 | Kenya Bankers SaccoBanking sector employees | 16.00% | 11.50% | 4x | 94/ 100· Excellent | Ksh 20,000 |
| 12 | Mentor SaccoOpen to all Kenyans | 15.00% | 12.50% | 3.5x | 86/ 100· Excellent | Ksh 6,000 |
| 13 | Solution SaccoOpen to all Kenyans | 15.00% | 10.50% | 3.5x | 85/ 100· Excellent | Ksh 5,000 |
| 14 | Stima DT SaccoOpen to all Kenyans | 15.00% | 11.00% | 4x | 92/ 100· Excellent | Ksh 10,000 |
| 15 | Unaitas SaccoOpen to all Kenyans | 14.00% | 10.50% | 3.5x | 90/ 100· Excellent | Ksh 5,000 |