Net Yield Calculator
See your actual "cash-in-hand" profit after the 15% withholding tax and management fees. No surprises.
Quick Scenarios
Emergency Fund
3 months salary
Wedding Savings
12-month goal
School Fees
Next term
House Down Payment
2-year plan
Business Capital
6-month goal
Investment Details
Ksh 100,000
KES 1,000KES 10M
12 months
1 month5 years
14.50%
2.00%
Your Returns
Gross ReturnKsh 14,500
Management Fee (2.00%)-Ksh 2,000
Withholding Tax (15%)-Ksh 1,875
Net Profit (Cash-in-Hand)Ksh 10,625
Effective Annual Rate10.62%
This is your actual return after fees and 15% withholding tax.
Total Value After 12 MonthsKsh 110,625
How It Works
- Gross Return is calculated as: Amount × Annual Yield × (Months ÷ 12)
- Management Fee is deducted from the gross return (charged on your investment amount)
- Withholding Tax (15%) is applied on the interest earned after the management fee
- Net Profit = Gross Return − Management Fee − Withholding Tax
Note: This uses simple interest for transparency. Actual returns may vary slightly due to daily compounding and NAV fluctuations.